Jewelry Insurance Appraisals in Baytown, TX

Hargrave Appraisal Services prepares jewelry appraisals for insurance scheduling and coverage reviews in Baytown, Texas. Your appraiser is Paul Hargrave, GIA Graduate Gemologist and JCRS Certified Insurance Appraiser.

What does an insurance appraisal measure?
Retail replacement value estimates the cost to replace an item with one of like kind and quality in the relevant retail market on the valuation date. It is different from an offer to buy your jewelry or an estimate of resale proceeds.

What does the appraisal document?
The report describes the jewelry and its identifying characteristics, gemstones, metal, construction, and condition. Grading estimates and limitations are disclosed, including restrictions when stones are examined in their mountings. Bring existing laboratory reports and purchase documentation if available.

How much does it cost, and how long does it take?
The first item is $135 and each additional item is $95. Drop off your jewelry for next-business-day pickup. Walk-ins are welcome.

Will my insurer accept the report?
Confirm your insurer’s documentation requirements before the appraisal. An appraisal provides valuation information; coverage and claim decisions remain with the insurer.

Where do I go?
Visit 1120 W Baker Rd, Suite 100, Baytown, TX 77521, and enter through Robson’s Jewelers. Call 832-597-9934 or email support@hargraveappraisals.com to discuss your items.